The European Women’s Championship is into its final week, with the two semi-finals taking place in the coming days.
We have previewed both those matches plus three others in different competitions in our latest midweek acca.
A £10 wager on our three-leg acca would pay out £60.11, while the same stake on our five-leg version offers a potential return of £161.84.
3⃣ Three-fold acca
- England Women vs Italy Women: England to win and both teams to score (15/8)
- Germany Women vs Spain Women: Spain to win (8/15)
- Rangers vs Panathinaikos: Under 3.5 goals (4/11)
Back the 3-fold acca at Tote to win £60.11 from a £10 bet
5⃣ Five-fold acca
Add this to the mix for a winning five-fold:
- Shelbourne vs Qarabag: Qarabag to win (8/13)
- Arsenal vs AC Milan: Over 2.5 goals (4/6)
Back our 5-fold acca at Tote to win £161.84 from a £10 bet
England Women vs Italy Women: England to win and both teams to score
England have not done things the easy way at Euro 2025, but they are now just two wins away from retaining their continental crown.
A dismal start to their quarter-final against Sweden saw Sarina Wiegman’s women go 2-0 down, but they battled back in the second half to tie the game at 2-2.
England then triumphed in a penalty shoot-out that was low on quality but high on drama, setting up this semi-final clash with Italy.
The Azzurre edged out Norway 2-1 in the last eight, but they head into Tuesday’s tussle with the holders as clear underdogs.
England’s team and squad is superior to Italy’s and they also have a better overall record in the last few knockout tournaments.
However, the Lionesses have been vulnerable defensively at times and Italy can take advantage by finding the back of the net.
Tip England to win and both teams to score at 15/8 with Tote
Germany Women vs Spain Women: Spain to win
Spain entered the European Women’s Championship as the bookies’ favourites to go all the way and they have indeed been the standout performers so far.
La Roja may have only beaten Switzerland 2-0 in the quarter-finals, but they were dominant from start to finish and could easily have scored four or five goals.
Spain are the only team in the competition with a 100 percent record after four games, with Germany relying on penalties to beat France last time out.
Still, that was a fine achievement for Christian Wuck’s team, who drew 1-1 in regular time despite playing with one fewer player since the 13th minute.
Germany will need to draw on all their grit and resolve once more against Spain, although even that is unlikely to be enough to halt the world champions.
Unless they have a major off-night, Spain should win this one in 90 minutes.
Go for a Spain win at 8/15 with Tote
Rangers vs Panathinaikos: Under 3.5 goals
Rangers will play their first competitive match under their new manager Russell Martin on Tuesday evening.
Having finished second in the Scottish Premiership last term, Rangers have entered the Champions League in the second qualifying round.
Martin’s men still have a lot to do from here. In order to enter the league phase, they need to beat Panathinaikos over two legs and then emerge victorious from two more ties.
Rangers have home advantage to call upon in the first leg of this clash with the Greek outfit, and they will have to make the most of it.
Next week’s trip to Athens looks like a potential banana skin, so Rangers could do with triumphing in front of their own fans.
This promises to be a tight encounter and goals could be few and far between. Neither team will be at their best given we are still in pre-season, while the high stakes mean it is unlikely to be an open, end-to-end affair.
Select under 3.5 goals at 4/11 with Tote
Shelbourne vs Qarabag: Qarabag to win
Shelbourne of the Republic of Ireland beat Northern Ireland’s Linfield 2-1 in the Champions League first qualifying round, setting up this tie against Qarabag.
It would take a near-miracle for Shelbourne to qualify for the Champions League league phase, but a loss here would see them enter the Europa League third qualifying round.
Shelbourne surely need to win their home leg at Dublin’s Tolka Park if they are to cause an upset here.
But even though they will have most of the crowd behind them on Wednesday, Shelbourne could come unstuck.
Qarabag have more quality at their disposal than the Irish outfit, who are still getting to grips with the methods of new manager Joey O’Brien, who replaced Damien Duff earlier this month.
Qarabag are likely to prove too strong for Shelbourne in this one.
Choose Qarabag to win at 8/13 with Tote
Arsenal vs AC Milan: Over 2.5 goals
Arsenal are ready to step up their preparations for the new Premier League season with a pair of friendlies in Singapore.
AC Milan will provide the opposition to Mikel Arteta’s men on Wednesday, before Arsenal face Newcastle United this weekend.
This is the first major friendly for both Arsenal and Milan, so getting minutes into the players’ legs is more important than the result.
Defensive rigour will not be at its highest given the circumstances, so the Singaporean crowd should be treated to an entertaining match.
We reckon there will be at least three goals scored between the two teams.
Back over 2.5 goals at 4/6 with Tote
What is an acca bet?
An acca bet is a more popular name for the accumulator bet, where multiple individual selections are combined into one single bet. All odds are multiplied together, however, all bets must succeed in order for the bettor to win the multiplied odds bet.
Customers can use this system bet on football tips, horse racing, or even markets like cards, fouls, and shots in a football match.
Bettors use acca bet at a sportsbook platform, and the bets range from simple market predictions to more intricate bet builders that allow you to select multiple outcomes within a single game or match.
With plenty of selections involved, the chances of losing increase, even if one or two predictions go wrong. If even one leg of your prediction fails, the entire bet is lost.
This is why it’s important to do your research and perhaps consult expert advice before diving into Acca betting.
Making informed decisions can increase your chances of success and reduce the volatility associated with combination bets like Accas.
Acca betting tips
Bettors using acca must keep in mind their research and not venture into the unknown. Meaning that acca customers should avoid trying too many sport-specific bonuses for sports they’re not familiar with.
Acca bettors should create acca systems that have diversified selections, however acca customers need to avoid creating unmanageably large acca bets.
Lastly, combining accas with bet builders for a singular event can prove to be a great strategy.
Types of acca bonuses with UK bookies
Any football fan who likes a bet will be familiar with a Saturday afternoon acca. Also known as an accumulator, or as parlays, the acca bet has evolved in recent years.
We now have variations like acca boost, acca insurance, and even acca freeze. Below, we explain the different UK bookie acca bonuses in more detail.
Acca boost
An Acca boost is a promotion that pays extra money on your winning accumulator bet. Usually, only available on pre-match bets, you will receive additional winnings based on the amount of teams in your winning acca bet.
Put simply, the more teams in your acca, the more your winnings are boosted. The bonus cash is paid as a percentage on top of your winnings. Different bookmakers will offer different bonus amounts.
For example, bet365’s acca bonus starts at 2.5% and goes all the way up to 100%. For a winning double, bet365 will pay you an extra 2.5% percent on top of your winnings. They will pay you a 5% bonus on top of a winning treble.
The amounts increase incrementally all the way up to 100%. To double your money and receive the 100% bonus from bet365, you will need to land a winning 20-fold.
Betfred does a similar offer. Their bonuses start at 2.5% for a five-fold.
Acca insurance
Acca insurance covers you against a loss. It’s a third option, it used to be the case that your acca won or lost. Now you have insurance as well.
The insurance option is your money back in cash or a free bet. It’s usually the case that you get your money back as a free bet.
There are rules to follow. There will need to be a minimum number of legs in your acca, minimum odds, a minimum amount of stake money, a maximum refund, and only one leg of your acca can lose for you to get a refund.
For example, Ladbrokes requires a minimum of five legs to be in the acca. The combined odds have to be over 3/1, and no individual leg can be at odds of below 1/10.
The maximum refund is £10 with Ladbrokes, and it comes as a free bet. You will only receive this if you follow the above rules and only one leg of your acca losses. If any more than one leg loses, you get nothing.
Acca freeze
An acca freeze is the newest of the three acca offers. It is another different variation on the above two, as it gives you flexibility within your acca bet.
Sky Bet offer the acca freeze promotion based on a minimum of five legs. It’s designed to protect you from the late goal that ruins your acca bet – and sometimes, your whole Saturday afternoon.
So for example, you have selected a five team acca and with five minutes to go four of the teams are comfortably winning and won’t be caught. The fifth team is only winning 1-0. The opposition are piling the pressure on, and you just know that this one leg is going to let your bet down.
Let’s call the team winning 1-0, Team A.
Using acca freeze, you have the ability to freeze the score of one leg of your acca. So you use it to freeze Team A at 1-0 up. This means Sky Bet will recognize that result as 1-0 to Team A, no matter what happens in the remainder of the match, even if Team A concedes three goals.
As long as the other four teams hold on and win, your bet is a winner, thanks to acca freeze.
Acca vs. Bet builders
I have already covered what an acca is, so let’s dive into what bet builders are. A Bet Builder is a feature that allows you to combine multiple selections from a single event into one customized bet.
Now, we can move onto the similarities and differences between the acca and bet builders. Both bet builder and acca are bet types that encompass multiple selections with high levels of customization. These bet systems also come with a high risk and a high payout potential.
On the other hand, bettors use multiple selections in both situations, however, Accas include multiple events, while bet builders are used on 1 event for multiple betting markets.
Acca bets and bet builders are not mutually exclusive. Bettors can combine multiple types of bets including these two.
Betting customers can easily combine acca and bet builder in one bet slip. For example, bettors can include multiple bet builder selections from a football match within an acca bet that includes selections from other events.
In other cases accas can be used in conjunction with bet builders to gain insurance. Some sportsbook platforms offer insurance where bettors can use bet builders as one of the legs to reduce the risk of failure and boost the potential rewards.
How to make an acca bet
Placing an accumulator bet is a simple process. The most popular types of acca bets are home/draw/away selections. This is where you pick the outcome of a match, ie, winning team or draw. You then place all these outcomes in one wager, where the winnings can be huge if all your selections are correct.
Below we have put together a step-by-step process to placing an acca bet:
- Create a betting account from one of the recommended bookmakers on this page
- Navigate to the football section
- Choose your teams/outcomes to include in your acca
- Enter your bet amount/stake on your betslip
- Double check everything looks right
- Place your bet
How to use acca bonuses at UK bookies
Different accumulator offers will suit different types of football bettors. Experts who base their predictions on analysis will likely prefer to place smaller acca bets on high profile fixtures, so they would probably gravitate towards the bet365 offer.
The bet365 100% acca boost will also be more suitable for football fans who prefer to place small acca bets on fewer matches. Two selections is all that is needed to get a boost on your winnings.
Elsewhere, the offers available from Paddy Power and Ladbrokes will better suit you if you prefer to place bigger acca bets with more selections. You may be placing your bet on accumulator tips and insights from betting experts.
Having insurance alway helps if you are planning on having a lot of selections in your bet, as you are more likely to be let down by one of your legs. Below we cover are favourite offers in more detail:
bet365 100% Acca Boost
The bet365 acca boost only applies to winning bets. Depending on how many teams or selections you have in your winning acca, will depend on the amount of extra cash your bet will be boosted by.
You will need a minimum of two selections to qualify. For a winning two-fold, you will receive an extra 2.5% on top of your standard winnings. The maximum amount you can be boosted to is 100%, which is on a 20-fold accumulator bet.
Any boosted winnings are paid as cash, not free bets, and this is withdrawable cash with no turnover requirements. The bet365 promotion is perfect for anyone who wants to place smaller acca bets.
- Open bet365 account
- Choose your teams/outcomes to include in your acca
- Minimum of two selections required
- Enter your bet amount/stake on your betslip
- If acca wins, get your odds boosted
Ladbrokes Acca Insure
Ladbrokes offer you your money back as a free bet on your 5+ leg acca if one selection lets you down.
Unlike the majority of acca insurance offers, the acca insure offer from Ladbrokes applies to both pre-match and in-play acca bets. This is ideal if you like betting on the top leagues during live TV matches.
The Ladbrokes acca insurance offer can also be used on a large selection of popular football betting markets. They are the match result, both teams to score, the match result and both teams to score, correct score, over/under total match goals, and 2up&win.
Your acca needs to be placed at combined odds of 3/1 or greater, and no one selection can be lower than 1/10. If one leg lets you down, you get your money back as a free bet. Your free bet is valid for seven days.
- Open Ladbrokes account
- Choose your teams/outcomes to include in your acca
- Minimum of five legs in acca
- Enter your bet amount/stake on your betslip
- If bet wins, all good
- If one leg loses, get a free bet refund up to £10
- You have seven days to use your free bets
Betfred Acca Flex
The Betfred Acca Flex is probably the best offer currently available as it covers the best of both. Using Acca Flex, you have the choice of either boosted winnings (like you get from bet365) or your money back as a free bet if one leg lets you down (like with Ladbrokes).
The minimum amount of legs is five, and none of the selections can be below 1/2. A winning five-fold is boosted by 2.5%, a winning six-fold is boosted by 10%. This rises incrementally to a maximum of 100% for a 20-fold acca.
While if one leg loses, you get your money back as cash. The maximum refund is £10, making this offer great for your bankroll.
- Open Betfred account
- Navigate to football
- Choose your teams/outcomes to include in your acca
- Minimum of five selections in your acca
- Enter your bet amount/stake on your betslip
- If bet wins, claim acca boost
- If one leg loses, get cash refund up to a maximum of £10
FAQ about accumulator betting
Still unsure about how acca bet’s work? Well, if you are, check out our frequently asked questions about accumulator betting below:
1. Can you use acca bonuses only on football?
Some bookmakers only allow you to use acca bonuses on football, while some allow them on any sports. For example, Paddy Power’s acca bonus can be used on all sports except horse and greyhound racing; bet365’s offer is available on nearly every sport they cover; Ladbrokes’ acca insure is for football only.
2. How do you calculate odds for an accumulator bet?
You can calculate the odds for an accumulator bet on a betting calculator. Or if you want to do it yourself, you multiply the odds of each selection together to work out the amount. For example, £10 on a 2/1 selection would see you get back £30 (£20 winnings and £10 stake). The £30 then goes onto the next bet. If this is again at 2/1, you would get back £90. And so on.
3. What are the advantages of accumulator betting?
The advantages of accumulator betting is bigger wins and better value betting promotions. The bigger wins come from combining the odds together. And who wouldn’t want their winning bet boosted or a free bet if their wager loses? We all want this, making accumulator betting an attractive wagering option.
4. Can you combine markets in acca betting?
You can combine markets in acca betting with some bookmakers, although not all. Using a bookie who lets you combine markets can be helpful if you are following a strategy or the latest betting trends. The Ladbrokes acca is ideal for this as it allows you to combine all the most popular football betting markets.
5. Which accumulators have the highest chance of winning?
Smaller accumulators have the highest chance of winning and making you a profit. Only one selection has to let you down for your acca to lose, so it stands to reason that the fewer selections you have in your acca, the less risk there is of it losing. The down side and the trade off is that smaller accas tend to pay out less in winnings, unless you have gone for some very long odds with your punts.
6. What is a bet builder?
A Bet Builder is a betting feature that allows bettors to combine multiple selections from a single event into one bet. Bettors can choose various outcomes, such as goals, cards, or player performances, all within the same game.
7. How do bet builders work?
Bet Builders allow bettors to select multiple outcomes from a single event, such as goals, cards, or player performances, and combine them into one customized bet. The odds for each selection are multiplied, creating a potential for higher payouts if all predictions are correct.
About the author

Greg Lea
Greg Lea is a freelance football writer from London. He predominantly covers the Premier League and has had work published by the Guardian, FourFourTwo, ESPN and others.
Follow Greg on X: @GregLeaFootball
About the author

Dean Etheridge
Dean Etheridge is an experienced freelance sports betting writer who specialises in football, cricket, and darts, with a keen focus on the Premier League and Champions League, as well as in-depth coverage of Premier League Darts and major tournaments. He can turn his hand to all aspects of the beautiful game and beyond, delivering expert analysis across a range of sports. He predominantly covers the Premier League and Champions League but can turn his hand to all aspects of the beautiful game. You can follow Dean on LinkedIn (@deanetheridge)
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